Jose H. Caraballo, LCSW

Jose H. Caraballo, LCSWJose H. Caraballo, LCSWJose H. Caraballo, LCSW

Jose H. Caraballo, LCSW

Jose H. Caraballo, LCSWJose H. Caraballo, LCSWJose H. Caraballo, LCSW
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    • Home
    • About Jose
    • Services
    • Payment Options
    • Contact
  • Home
  • About Jose
  • Services
  • Payment Options
  • Contact

Payment Options

I aim to make the financial side of therapy as clear and straightforward as possible. 


I am in-network with many major insurance plans and can help you understand your options before getting started.


Many clients are able to use insurance for online therapy. If you are unsure whether your plan is accepted, you can book a free 15-minute consultation and we can discuss the best next step.

In-Network Insurance

I am in-network with many major insurance plans, including Aetna, Cigna/Evernorth, Optum/UnitedHealthcare, Florida Blue and others. Coverage varies by plan, so we can confirm your benefits before getting started. 


If you are not sure whether your insurance is accepted, book a free 15-minute consultation and we can review the best next step.

Private Pay Sessions

Private pay is available for clients who prefer not to use insurance or who do not have an in-network plan.


Some clients choose private pay for more flexibility and to keep therapy separate from their insurance benefits.


Rates can be discussed during your free 15-minute consultation. You will receive clear fee information before starting services.

Out-of-Network Insurance Benefits

If I am not in-network with your insurance plan, you may still benefit from your out-of-network benefits.

I can provide documentation you may submit to your insurance company for possible reimbursement. 


*Reimbursement depends on your specific plan and is not guaranteed.

Have Questions About Payment or Insurance?

 If you have questions about insurance coverage, private pay fees, or documentation, I invite you to book a free 15-minute consultation so we can discuss your options.

Book a Free 15-Minute Consultation

 If you are experiencing a mental health emergency, this site is not intended for emergency support. Please call 911 or contact the Suicide & Crisis Lifeline at 988.   

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